Loans offered on this site are Licensed by the Department of Business Oversight  pursuant to the California Deferred Deposit Transaction Law .  The loan agreement will be governed by the applicable laws of California.  The Maximum loan amount is $255.00.  For a Coastal Advance loan the minimum loan term is 5 days and the maximum loan term is 31 days. Only one loan is permitted at each store. whether online or at a store.  The State of California does not allow extensions or renewals. Therefore loans in the State of California must be paid off on their due date.  As a California licensed lender we do not allow renewals, either manual or automatic, nor are any fees chargedAs required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit-reporting agency if you fail to fulfill the terms of your credit obligations.  For a 14 day, $200 loan the Annual Percentage Rate or APR equals 460.03%.  See loan terms for further examples.   Coastal Advance may not use or threaten to use criminal process (e.g., returned payment item laws) to collect any deferred deposit transaction. If your loan is delinquent by law, the maximum amount we can collect is the original amount borrowed (principal) plus the original finance fee and the return check or item fee of $15.00 no other fees or interest will be charged.   To register a complaint about Cyco Financial Services, Inc dba Coastal Advance, you may call the Department of Business Oversight toll-free at the following telephone number: 1-866-275-2677 (1-866-ASK-CORP).  

You may contact us via email at  This email address is being protected from spambots. You need JavaScript enabled to view it. , In person or by U.S. Mail at 401 N Milpas Street Suite A-1, Santa Barbara, CA 33103, or by telephone at 805-899-2274.

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